If you are like most Americans, your home is your most prized possession, and your mortgage is the largest debt you owe.
Your mortgage company requires that you insure your home against fire, theft, vandalism, etc. but what would happen if you weren't here tomorrow to provide for your family or worse yet being permanently disabled. Homeowners insurance can fix your home, but what protection can replace your income?
Every year thousands of families lose their homes!
The Reason... They fail to protect their most important asset... Their Pay Check!
Mortgage Insurance Protection can provide for the all of the following possibilities:
Upon Death - provides a death benefit that can be used to pay off your mortgage balance, leaving your family in their home, in the same neighborhood, same school district, all without payments.
Upon Disability - can provide a monthly benefit to pay for your mortgage and other household expenses.
Upon A Critical Illness - can provide a lump sum payment if you are diagnosed with a covered critical illness. It is suggested that a benefit equal to 12-24 months of mortgage payments be purchased.
Upon Unemployment - pays the coverage premium while unemployed for up to six months!
Money Back Guarantee Rider - offers a death benefit if you pass and full refund of premiums (100%) at the end of term for living!
Return Of Premium Info
ALARMING STATISTICS
The 1999 age-adjusted death rate for the United States was 881.9 deaths per 100,000 a 0.7 percent increase from the 1998 rate*
One out of every four American deaths is due to some form of cancer.**
For persons aged 15 years and over, a total of 5,651 deaths were reported on death certificates due to injuries at work.***
One out of every ten American workers will become unemployed this year for a week or more. Most will remain unemployed for more than 13 weeks.****
* National Vital Statistics Report, Vol.49, No.9,September 21, 2001
** National Cancer Institute, October 2001.
*** National Vital Statistics Report, Vol.49, No.9,September 21, 2001
**** Bureau of Labor Statistics, Labor Force Statistics from the Current Population Survey, 2001
