Long Term Care Insurance When to buy

The younger and healthier you are, the less premium you will pay over the course of your lifetime. For example, if three people, ages 50, 70 and 80 purchase the exact same coverage, and they live to age 90, they would pay:

AGE ANNUAL PREMIUM PREMIUM PAID UNTIL AGE 90
50 $555 $22,200
70 $1863 $37,260
80 $5165 $51,650


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