If you have been
declined life insurance, had your coverage postponed, or your policy rated, you may still be able to obtain standard coverage.
We have helped many people obtain valuable Life and Critical Illness Insurance, when they thought it was unobtainable.
Important: While we understand your desire to obtain life insurance, it is important you don't keep on applying for coverage. Too many declines will make it more difficult to obtain coverage.
Many people discover that when they apply for their insurance policy, the insurer declines the application. Sometimes the reason is known, but equally it can come as a shock.
We understand this can be a stressful time. Not being able to obtain insurance can cause you problems with mortgage lenders etc, as well as cause you to worry about what would happen to you or your home or family if the unexpected happened.
It is important however not to make any rash decisions. At Safely Invest we have a proven track record in helping people who have been previously declined insurance. We do this in a number of ways:
- We know the insurers and their criteria
- We make sure we understand your situation fully before making an application
- We can talk directly to underwriters about your specific case
- We can discuss alternative overages that may meet your needs
- We offer guaranteed acceptance plans for significant health conditions.
We only submit an application to an insurer when we have discussed the case fully with yourself and the insurer, and we feel it has a reasonable chance of success.
Whilst we cannot guarantee that we can obtain insurance for you, using a company like ours that has had experience in this particular field will greatly improve your chances.
As always we are keen to make you fully aware of how we work on your behalf and what the possible outcomes may be. Safely Invest does not charge you for the advice given or work undertaken.
Below are possible outcomes :
- The insurance company will accept your application on standard terms
- The insurance company will accept your application but charge you an increased premium
- The insurance company decline your application
Here are just some of the areas where we have been able to help :
